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Synchrony

Easy. Convenient. Secure.

Clear, transparent terms. No prepayment penalties.

Special Financing Available*

*Subject to credit approval. See store for details.

Apply Now

Easy. Convenient. Secure.

Top Fitness Freedom to Play Credit Card

Whether your purchase is a surprise or expected, we'll get you taken care of. Get a decision in seconds with no impact to your credit bureau score.

See if you prequalify

Ready to take the next step?

Build Your Dream Gym with Synchrony

Whether it’s a planned purchase or an impulse buy, our program is here to support you. Experience secure transactions, quick processing, and exclusive perks—all designed with your active lifestyle in mind.

Easy. Convenient. Secure.

Top Fitness Credit Card Program

From unexpected purchases to planned upgrades, we make it easy to get what you need, when you need it.

*Subject to credit approval 

Prequalify Now

**A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Frequently Asked Questions

How does it work?
  1. Apply easily with fast approval decisions for most applicants.
  2. Once approved, your card is ready to use right away.
  3. Enjoy flexible payment options, so you can finance with confidence.
How do I pay?

Paying your bill or viewing your balance is easy with the following options.

  • Pay by phone*: Contact Synchrony Bank Customer Service at 1-866-396-8254
  • Pay online: Pay your Synchrony HOME Freedom to Play Credit Card online atSynchrony’s website.
  • Mail to: Synchrony Bank. P.O.Box 960061Orlando, FL 32896-0061
What is the benefit?

Enjoy $0 fraud liability and no annual fee.** Benefit from a dedicated credit limit for your home gym projects, and enjoy a hassle-free application process with quick credit decisions.